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This product is for the body corporate, owners association, strata corporation or strata company and is purchased on its behalf either by the executive committee formed to manage specific affairs of the strata or by a separate strata company to do the same. The Strata Titles Registration Law sets out of the relevant requirements, one of which is to have certain insurance in place. Usually, a strata would want to protect the property belonging to the strata and may also protect the strata by having Machinery Breakdown, Employers Liability / Workmen’s Compensation, Public Liability and Executive Committee Liability.
If you are a proprietor within a strata then you would need to arrange your own insurance to protect any property you own or are responsible for and your liability to the public – we can also assist you with this so see the answer to the next question.
