If I insure an item under All Risks (Personal Possessions) and Contents and I lose it when I am at the beach, then I get paid twice right?

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When an accident happens, call First Response immediately. Our expert personnel will start settling your claim at the scene.

94-FIRST (34778)

October 30, 2020

No. Firstly you should not insure anything under Contents, if you wish to have it covered under All Risks (Personal Possessions). We would only settle the claim under the terms of the All Risks (Personal Possessions) section.