Is anyone who drives my car with my permission covered by my Cayman FIRST Key Protector Private Motor policy?

October 28, 2020

No. Your current Certificate of Motor Insurance (or current Cover Note if you have one) shows who is entitled to drive and would be one of the following categories:

  • You or you and the joint proposer only driving
  • Any authorised and licenced driver aged 22 and over (max age 75), with valid full driving licence for at least 1 yearAny authorised
  • and licenced driver aged 25 and over (max age 75), with valid full driving licence for at least 1 year
  • Named authorised, licenced drivers (max age 75)

You should not allow an uninsured driver to drive your vehicle under any circumstance. Otherwise your policy will not respond in the event of loss or damage. All drivers must hold valid licences to drive.