It’s vital to find a robust health insurance package with broad coverage – it’s the safety net for you and your family. At Cayman First, we ensure that the coverage of our products is both affordable and easy to understand, so you can rest assured that you’re paying a fair amount and that you know exactly what you’re getting for it. Everything is made even easier with our My Health Online portal – check up-to-date information, submit forms, or view billing all through one service, at your convenience.
We have competitive maximum limits to cover your health throughout your lifetime.
We have links to over 500,000 healthcare providers in the US and worldwide.
Our clients have access to local providers for treatment at a reduced cost.
We offer up to 100% off your medical bills for overseas treatment.
We cover you for the cost of routine eye exams and prescription eyewear (lenses & frames).
We cover you for dental treatment including routine appointments, polishing, scaling, and even X-Rays.
We cover you for treatment receive from medical providers prior to delivery.
We provide cover for medically necessary treatment, including routine care, provided to a newborn Child of an Insured mother, incurred within a maximum of thirty (30) days after birth.
We can cover you for doctor or nurse visits including physiotherapy.
We cover funeral expenses for an Insured. This benefit is paid in lieu of, not in addition to, the repatriation of human remains benefit.
We cover the cost for preparation and transportation of the human remains of an Insured to another country, billed by a licensed facility. This benefit is paid in lieu of, not in addition to, the Final Expense Benefit.
Our plans provide coverage for routine physical examinations, diagnostic tests and immunizations; including nutrition consultation.
We settle health insurance claims within 3-5 business days.
We are accessible to our customers 24 hours a day, 7 days a week, 365 days a year.
Phone us on 345-949-7028 or
email us at email@example.com
My Health Online Customer Care Centre is open 24 hours a day, 7 days a week, 365 days a year to access to your
health insurance information at your convenience.
We have access to providers worldwide through our Third Party Administrators, including but not limited to the following:
The amount paid for preparation and transportation of the human remains of an Insured to another country, billed by a licensed facility and is paid in lieu of, not in addition to, the Final Expense Benefit.
The amount paid with respect to funeral expenses for an Insured and is paid in lieu of, not in addition to, the Repatriation of Human Remains benefit.
The thirty (30) day period following the premium due date during which the insurance remains in force and the Policyowner may pay the premium without penalty.
A listing of descriptive terms and identifying codes for reporting medical services and procedures performed by Physicians, which terms and codes are published by the American Medical Association.
An Accident or Illness of unexpected occurrence or event causing a threat to life or limb and requiring urgent and immediate treatment (within twenty-four (24) hours of occurrence), deemed to be Medically Necessary.
The choice exercised by the Insured to have the Company pay benefits directly to a medical Provider by signing the appropriate section of the claim form or by any other means acceptable to the Company.
Claims can be submitted on your behalf by:
Yes. Once they are declared on your enrollment form.
Premiums are affected by utilization of your health benefits.
By completing an Insured Change Request form.
Yes. You may add eligible family members, as follows:
We can provide insurance products for homes, automobiles, boats, aircraft and more. We are also able to cover your business with standard and specialty coverage solutions such Business Interruption, Professional Indemnity or Bonds.